The Bank of the Philippine Islands (BPI) anticipates a solid performance in 2026, aiming to surpass its 2025 results as borrowing demand gradually recovers, the bank said.
BPI President and CEO Jose Teodoro “TG” Limcaoco projects high single-digit growth in net income and mid-teen expansion in loans this year, driven in part by consumer lending.
The bank expects that as global and domestic uncertainties ease, both corporate and individual borrowers will regain confidence, supporting loan growth and overall financial activity.
Limcaoco noted that hesitancy remains among some large firms, but he believes this caution can quickly reverse once economic conditions stabilize.
BPI aims to increase its loan portfolio by 12% to 13% in 2026, matching the previous year’s target, after recording a 13.3% rise in gross loans to P2.4 trillion in the first nine months of 2025.
The bank recently launched its P5-billion peso-denominated Supporting Individuals Grow, Lead, and Achieve (SIGLA) Bonds, offering 5.405% annual interest, with subscriptions open until February 4, 2026.
BPI is also considering blue bond issuances in the first half of 2026 to fund marine and ocean-based projects, expanding its sustainable financing initiatives while maintaining sufficient liquidity to support lending.