UBX, the fintech powerhouse of Union Bank of the Philippines, is stepping up its game—pushing the boundaries of digital transformation to empower both large enterprises and government agencies nationwide.
Positioned at the intersection of innovation and impact, UBX isn’t just another tech firm. It’s a catalyst for change, offering tailor-fit solutions to meet the evolving demands of today’s complex organizations. UBX is helping the Philippines transition into a more digitally inclusive economy by building smarter, more agile systems.
“With our sharpened focus on large enterprises, UBX leverages the experience of UnionBank—one of the country’s top universal banks—and the global know-how of SBI Holdings, a trailblazer in internet-based financial services,” said UBX [resident and CEO John Januszczak. “This synergy positions us as a leading force in the fintech ecosystem.”
Backed by the strength of UnionBank and Japan’s SBI Holdings, UBX combines deep local insights with world-class expertise. It’s a strategic alliance that allows UBX to deliver forward-thinking fintech services with precision and scale.
But UBX’s value goes far beyond software and platforms. The company works hand-in-hand with clients, acting as a trusted digital partner. Whether it’s identifying pain points, mapping out transformation strategies, or managing seamless rollouts, UBX provides end-to-end support—including expert guidance and access to top-tier tech professionals.
That vision extends to the public sector, where UBX is collaborating with government agencies to modernize outdated systems and drive efficiency through technology.
“Our mission is clear,” said UnionBank president and CEO Ana Aboitiz-Delgado. “UBX is evolving into a next-generation technology company—one that’s the go-to partner for digital transformation in the Philippines.”
As part of the larger Aboitiz Group, UBX plays a critical role in delivering innovation across industries. It’s not just creating digital tools—it’s building digital ecosystems.
“UBX is solidifying its position within the Aboitiz Group by providing strategic tech solutions that generate real impact,” added Jose Emmanuel ‘Toto’ Hilado, Aboitiz Equity Ventures CFO and the newly appointed chairman of the board at UBX.
From digital banking and lending platforms to payment systems and banking-as-a-service, UBX offers a full suite of solutions—helping organizations reimagine their operations for the digital age.