The Pag-IBIG Fund announced on Friday a net income of PHP 28.04 billion for the first half of 2025, reflecting a 15.25-percent increase from the PHP 24.33 billion recorded during the same period last year. This achievement marks the agency’s highest first-half net income since its establishment in 1980.
Gross income from January to June reached PHP 44.39 billion, an increase of 11.65 percent or PHP 4.63 billion year-on-year. The growth in income was attributed to strong collections and higher earnings from its housing and short-term loan portfolios.
“This performance shows how excellently we are managing the funds that our members have entrusted to us,” stated Department of Human Settlements and Urban Development Secretary and Pag-IBIG Fund Board of Trustees Chair Jose Ramon Aliling. He emphasized that with a strong fiscal standing, the agency is well-positioned to continue delivering benefits to its members and to finance more homes under the Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH Program), in line with President Ferdinand R. Marcos Jr.’s directive to empower more Filipinos to achieve better, more dignified lives.
Income from investments surged by 51.79 percent to PHP 4.27 billion, driven by placements in bonds, debt securities, money market instruments, equities, and investment properties. Investment income accounted for 5.56 percent of the agency’s total gross income for the period.
Pag-IBIG Fund Chief Executive Officer Marilene Acosta reported that total assets reached PHP 1.14 trillion as of June 2025, representing a 7.02-percent or PHP 74.90 billion increase from the end of 2024. She highlighted that at least 70 percent of the agency’s annual net income is returned to members as dividends, in accordance with its charter.
Pag-IBIG officials noted that this strong financial performance ensures the continued delivery of member benefits and support for affordable home financing programs. “Guided by President Marcos Jr.’s call for government institutions to deliver responsive social benefits, we continue to ensure that our members enjoy competitive earnings on their savings and gain access to affordable home financing,” Acosta added. “We are committed to sustaining our strong performance to help uplift the lives of more Filipino workers.”