As financial literacy improves across the Philippines, financial resilience remains a challenge for many Filipinos — a gap that Home Credit Philippines is aiming to address by empowering its own workforce to become smarter and more financially prepared.
In line with its advocacy for financial wellness, Home Credit Philippines recently rolled out a series of financial education workshops across its National Capital Region offices, helping employees strengthen money management habits and build a more secure future under the theme, “Building a Financially Secure Future.”
The initiative comes as new data from the 2025 Consumer Finance and Inclusion Survey by the Bangko Sentral ng Pilipinas highlights a growing awareness of financial concepts among Filipinos. Around 74 percent of adults can now correctly answer basic financial literacy questions, up from 69 percent in 2021. Yet despite this progress, only 30 percent have enough savings to withstand emergencies or income disruptions, while just 43 percent report satisfaction with their financial situation.
Recognizing the importance of turning financial knowledge into long-term financial resilience, Home Credit brought in respected financial advocates Fitz Villafuerte and Kimmy Batallones, popularly known as “Your Adulting Companion,” to lead interactive learning sessions designed to help employees make smarter financial decisions and strengthen their financial foundations.
Timed alongside the celebration of International Women’s Month, the workshops also highlighted the vital role women play in household financial management, reinforcing Home Credit’s commitment to empowering families and communities through financial education.
“We believe financial wellness starts at home,” said Barbara Mecua, Chief People Officer of Home Credit Philippines. “At Home Credit, we prioritize equipping our employees with the confidence and financial knowledge they need to make sound decisions not just in the workplace, but in their personal lives as well.”
She added that building financially resilient employees creates a ripple effect that extends beyond the company, enabling team members to become advocates of responsible financial habits and embody Home Credit’s “Wais sa Life” mindset.
Employees who participated in the workshops shared how the sessions reshaped their approach to managing money and planning for the future.
Rea Sumbe, Jr. Complaints Specialist, said the experience emphasized the importance of goal-setting in achieving financial security.
“Gusto ko nang mag-set ng goal kasi ayun pala ‘yung pinaka-importante,” she shared.
Meanwhile, CRM Complaints Specialist April Vallejo highlighted the importance of embracing growth opportunities and pushing beyond one’s comfort zone.
“Hindi mo alam kung ano ‘yung kaya mong gawin kapag hindi mo tinake ‘yung challenge sa next level,” Vallejo said.
The employee workshops form part of Home Credit Philippines’ broader financial wellness advocacy, which has already reached more than 30 million Filipinos both online and on the ground through programs designed to encourage smarter financial habits and informed money decisions.
Beyond financial literacy efforts, the company continues to champion holistic well-being through initiatives that promote movement, community engagement, and healthy lifestyles, including its recently concluded Takbo #ParaSaLife events in Manila and Cebu.
Through programs that focus on financial confidence, personal growth, and long-term resilience, Home Credit Philippines continues to push its mission forward — helping more Filipinos become truly “Wais sa Life,” one smart financial decision at a time.