DIMITROV explaining The Credit Risk Academy, FinScore’s online course designed to enhance the proficiency of financial professionals in interpreting and developing credit scoring models.
Alternative credit scoring solutions FinScore has appointed Angel Dimitrov as its new chief operating officer (COO) and country manager.
With extensive expertise in FinTech, data analytics, credit risk assessment, and fraud prevention, Dimitrov is set to lead FinScore through its next phase of growth and innovation.
Bringing over a decade of experience in risk analysis, fraud prevention, and data-powered lending, Dimitrov has held key leadership roles at Cash Credit and Experian.
There, he led initiatives to launch credit facilities, develop custom scoring models, and design underwriting strategies across diverse markets, including South Africa, Cameroon, Nigeria, and the Philippines.
As one of FinScore’s founding members in 2018, Dimitrov has played a critical role in shaping the company’s data science and product roadmap.
As leader of the Data Science and Product teams, he was instrumental in evolving FinScore’s alternative credit scoring models to effectively serve underbanked and underserved communities.
In his expanded role, Dimitrov will oversee FinScore’s strategic direction, product innovation, and partnership expansion. His goal is to drive financial inclusion through advanced data solutions and smarter, more inclusive lending.
Relaunching CrediView: Smarter credit decisions for lenders
Under Dimitrov’s leadership, FinScore is relaunching CrediView, a next-generation business intelligence and credit insights platform. Designed to support lenders with deeper, data-rich borrower profiles, CrediView enhances credit decision-making through actionable insights.
By aggregating Telco Scoring inquiries from 30+ lending institutions in the Philippines, CrediView delivers a unique layer of risk evaluation through intelligent data flags. These insights help financial institutions extend credit responsibly—especially to unbanked populations—while minimizing default risk.
“CrediView enables lenders to approve more applicants with confidence by equipping them with reliable, data-driven intelligence,” said Dimitrov. “It’s a game-changer for inclusive and responsible lending.”
Leading the future of alternative credit scoring
With his new roles, Dimitrov is set to lead FinScore into a new era of innovation and growth. The company will continue to expand its suite of AI-driven credit risk assessment tools, empowering banks, lenders, and financial institutions to make smarter lending decisions and reach previously underserved markets.
FinScore remains committed to shaping the future of credit scoring in the Philippines through technology and data, and it is on a mission to improve financial inclusion.
For more information, visit www.finscore.ph or contact info@finscore.ph.
