SMAC, the country’s leading loyalty program, has teamed up with BDO Remit to give overseas Filipino workers and their families more value from every hard-earned remittance, transforming simple cash pickups into rewarding moments at SM.
Formalized through a contract signing on November 11 at the BDO Corporate Center in Ortigas, the partnership reflects a shared commitment to recognize the sacrifices of OFWs by converting essential financial transactions into instant, tangible benefits for their loved ones back home.
Under the collaboration, families claiming their padala through BDO Remit’s cash pickup service at SM Stores nationwide will now earn SMAC points at the same time—adding extra value to a transaction that already matters most. The initiative allows remittances to go further, turning everyday errands into opportunities to save on shopping and essentials across the SM ecosystem.
SM Retail – Digital Advantage Corporation chief operating officer John Patrick Cua said the partnership underscores SMAC’s core mission of making every interaction rewarding for members, especially for families supported by OFWs. He emphasized that SMAC is more than a loyalty card, describing it as a bridge that recognizes the dedication and hard work of Filipinos wherever they may be.
SM Retail Inc. vice president for treasury Jeffrey Ang echoed this sentiment, describing the collaboration as a product of shared vision and commitment, while expressing optimism for the opportunities the partnership will unlock moving forward.
BDO senior vice president and remittance head Genie T. Gloria thanked SMAC for the collaboration, noting that the partnership is only the beginning, with further enhancements planned for BDO Remit’s cash pickup services to serve even more remitters in the future.
Through the program, active SMAC members earn one SMAC point for every P10,000 cash pickup transaction with BDO Remit. To avail of the benefit, members simply need to present their active SMAC, SMAC Start, or SMAC Prestige card when claiming their remittance at the Currency Exchange counter inside any SM Store nationwide. Beginning December 1, 2025, the same benefit will also be available at Currency Exchange counters inside SM Markets and WalterMart Supermarkets.
The added rewards give families extra spending power for daily needs, whether for essentials at SM Store or groceries at SM Markets—making each remittance feel even more meaningful. For OFWs and their loved ones, the message is straightforward: kunin ang padala sa SM Store, earn SMAC points.
More details on the partnership and point crediting guidelines are available on the official SMAC and BDO Remit websites.
