InLife expands guaranteed issue coverage, making insurance easier and faster for Filipinos

A collage featuring three sections: the left shows a smiling woman with a young boy, labeled 'ABUNDANCE'; the middle depicts an active woman jogging on a bridge, labeled 'RESILIENCE'; and the right shows a woman in a red blouse pointing, labeled 'WEALTH ASSURE PLUS'. The text below reads 'GUARANTEED ISSUE OFFER'.

InLife is extending its Guaranteed Issue Offer (GIO) for three of its key products, reinforcing its push to make life and health insurance more accessible, simpler, and quicker for Filipinos to secure.

Under the GIO, insurance applications are approved regardless of health or lifestyle conditions, removing one of the biggest barriers that often prevent Filipinos from getting coverage. The Guaranteed Issue campaign for InLife Resilience will run until January 31, 2026, while Abundance and Wealth Assure Plus (WAP) will remain under GIO until December 31, 2026.

The offer allows face amounts of up to P1 million for Resilience and up to P2 million for Wealth Assure Plus. For Abundance, the GIO coverage of up to P2 million will serve as the basis for future payouts and will be doubled in the event of death while the policy is in force. The extended GIO was announced by InLife Chief Product and Innovation Officer Jose Eduardo O. Ang during the company’s recent Sales Kick-Off at Ayala One in Makati City.

Alongside the expanded offer, InLife has also simplified and streamlined its insurance application process, significantly shortening approval times and allowing customers to receive protection sooner.

Ang said many Filipinos hesitate to apply for insurance because they fear rejection due to health or lifestyle concerns, believe protection is unnecessary while they are still young and healthy, or feel overwhelmed by the number of steps required to complete an application. Through the Guaranteed Issue campaign and improvements in systems and processes, InLife aims to remove these obstacles and give Filipinos greater confidence to apply for life and health insurance coverage.

Resilience is a critical illness plan that provides cash payouts and additional health benefits to help policyholders manage the financial impact of being diagnosed with a life-threatening disease. Abundance is an endowment plan that combines long-term protection with guaranteed payouts and a lump-sum benefit, while Wealth Assure Plus is a life insurance plan that offers regular payouts designed to help grow wealth over time.

With the GIO campaign, Filipinos aged 61 to 70 may now avail of Wealth Assure Plus with a face amount of up to P2 million, with a death benefit equivalent to five times the annual premium, provided they have had no rated, postponed, or declined insurance applications with InLife over the past three years.

InLife Chief Marketing Officer Gae L. Martinez said the offerings reflect the company’s enduring promise to Filipino families. She said InLife is committed to helping Filipinos protect their health, grow their finances, and secure the future of their loved ones at every stage of life, adding that the campaign is a meaningful way to begin the new year with renewed confidence and protection.

More information on Resilience, Wealth Assure Plus, Abundance, and other InLife products and services is available at www.inlife.com.ph.

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