Home upgrades become easier on the budget as Home Credit Philippines teams up with SM Appliance Center for the launch of Grand Pay Hulugan, a limited-time promo offering steep discounts and flexible payment options on essential home appliances.
Running from February 1 to March 31, 2026, the nationwide promo gives Home Credit customers access to up to 45% off selected appliances, paired with 0% interest for up to 18 months and zero down payment at participating SM Appliance Center branches. The combination is designed to ease the cost of upgrading key household essentials while spreading payments into manageable monthly installments.
Grand Pay Hulugan covers a broad range of appliances commonly found at the heart of Filipino homes, including televisions, refrigerators, air conditioners, washing machines, and audio equipment from leading global brands. Shoppers can also bundle up to three items in a single transaction, allowing families to stretch their budget further while completing multiple home upgrades in one visit.
Among the featured deals are a Samsung 65-inch Crystal UHD 4K Smart TV, a Condura 1.5HP split-type inverter air conditioner, and a TCL 22-cubic-foot side-by-side inverter refrigerator. These items are available with zero down payment and installment plans of up to 18 months at no interest, making premium appliances more attainable for everyday consumers.
Beyond the discounts, the partnership also focuses on improving the in-store shopping experience. Home Credit sales associates are stationed at SM Appliance Center branches to guide customers through product choices, promotions, and payment options, helping streamline the purchase process and remove uncertainty at the point of sale.
“Our partnership with SM Appliance Center reflects our shared commitment to improving access to quality home appliances,” said Puneet Suneja, Chief Sales of Home Credit Philippines. “Through Grand Pay Hulugan, we support customers directly at the point of purchase and help make necessary home upgrades more practical and manageable.”
With SM Appliance Center’s extensive nationwide retail network and Home Credit’s on-the-ground customer support, the collaboration underscores both companies’ push for affordability, accessibility, and convenience in appliance shopping.\
Customers can visit their nearest SM Appliance Center branch, browse the SM Appliance Center website, or check its official Facebook page to view the full list of participating items and promo mechanics. Grand Pay Hulugan runs from February 1 to March 31, 2026, is exclusive to Home Credit customers, and is subject to terms and conditions. DTI Fair Trade Permit No. 245808, Series of 2026.